Contact me

Plan Details

back
Top Up Mediclaim Individual
Quick Links :
Synopsis:
New India Top Mediclaim covers Hospitalization for Illness and Injury And Reimburse medical expenses at the time when the Cumulative Hospitalisation exceeds the Threshold.

Highlight:

  • New India Top Mediclaim covers Hospitalization for Illness and Injury And Reimburse medical expenses at the time when the Cumulative Hospitalisation exceeds the Threshold.
  • Pre existing Diseases covered after 48 months of continous coverage.
  • Expenses covered for Ayush Treatment.
  • Get Well Benefit of Rs. 5000 and Rs. 8000 for the first four admissible claims.
  • Tax rebate, as per provision of Income Tax rules, under Section 80-D.
  • Organ donor expenses are covered.
Benefit:
Title Description
Room Rent Limit Aactually incurred subject to a cap of Rs. 5000 per day for Rs. 5,00,000 Threshold and Rs. 8000 per day for Rs. 8,00,000 Threshold.
ICU Daily Rent Limit Actually incurred subject to a cap of Rs. 10000 per day for Rs. 5,00,000 Threshold and Rs. 16000 per day for Rs.
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Not Covered
Additional Cover for Critical Illness Optional, for age below 65
Pre-Existing Disease / Illness coverage After48 months
Waiting Period for New Policy 30 days
Ambulance Expenses Up to 1 % of sum insured
Non-Allopathic Treatments Covered
Donor Expenses Covered
Nursing Allowance Aactually incurred subject to a cap of Rs. 5000 per day for Rs. 5,00,000 Threshold and Rs. 8000 per day for Rs. 8,00,000 Threshold.