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Cancer Guard
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Synopsis:
NEW INDIA CANCER GUARD is a Policy designed to cover treatment for Cancer taken as Inpatient or Outpatient or Day Care.

Highlight:

  • SI from Rs. 5 to Rs.50 lakh.
  • No pre acceptance Medical Health check up.
  • Covers conventional and advanced treatment of cancer
  • Also covers OPD treatment
  • Cancer care benefit of 50% of Sum insured is payable on first time detection of stage IV cancer.
  • Cumulative bonus from 10% to 50% Max
  • Covers medical second opinion.
  • Follow up treatment of Rs.10, 000/- after surgery in addition to post hospitalization expenses.
  • Second opinion up to Rs.10, 000/-
  • Policy will be available on Digital channels, tentatively from 8.1.2020 and 10% digital discount will be offered in Customers channels.
  • Tax Rebate under Section 80D of the IT Act.
Benefit:
Title Description
Room Rent Limit For Sum Insured for 5, 10 and 15 Lakhs - Single AC room For Sum Insured for 25 and 50 Lakhs -Deluxe room
ICU Daily Rent Limit Intensive Care Unit (ICU) expenses, as actuals
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage covered
Pre-Existing Disease / Illness coverage Not covered
Waiting Period for New Policy 90 days
Medical Screening No pre acceptance Medical Health check up
Ambulance Expenses Rs. 3,000 per Hospitalization incurred for shifting any Insured Person.
Non-Allopathic Treatments Not covered
Donor Expenses Hospitalisation Expenses (excluding cost of organ) incurred on the donor will be paid
No Claim Bonus Cumulative bonus from 10% to 50% Max