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Plan Details

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Super Surplus Individual
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Synopsis:
Super surplus is a Top-Up health insurance plan which covers medical expenses incurred by a person due to any illness, disease sickness or injury

Highlight:

  • No ceiling on ICU, Medicines, diagnostic charges or Consultation Fee
  • No Medical tests are required up to 50 years of age
  • Pre-existing diseases covered after 36 Months
  • Life long policy renewal is available
  • No third party Administrator, direct in-house claims settlement
  • Network of more than 6000 Hospitals accorss India
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title Description
Room Rent Limit Silver Plan: maximum of Rs.4000/- per day, Gold Plan : No Limit
Ambulance Expenses Silver Plan: No Ambulance Charges. Gold Plans - Ambulance Charges covered up to Rs.3000/- per policy period. In addition to this cover, Air ambulance up to 10% of the sum insured provided for sum insured options Rs.10 lacs and above
Pre-Hospitalization Expenses For Silver : 30 days, For Gold : 60 days
Post Hospitalization Expenses For SIlver: 60 days, For Gold : 90 0days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage All day care procedures are covered.
Automatic Restoration of Sum Insured For Silver Plan : Not Covered For Gold Plan : Recharge Benefit available
Pre-Existing Disease / Illness coverage Silver Plan : After 36 months, Gold Plan :After 12 months
Waiting Period for New Policy 30 days
Medical Screening No Pre-acceptance medical screening is required
Donor Expenses For Silver Plan: Organ Donor Expenses not covered. For Gold Plan :Organ Donor Expenses covered up to sum insured
Nursing Allowance Covered