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Plan Details

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Medicare Floater
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Synopsis:
Policy that that provides comprehensive health coverage

Highlight:

  • Range of benefits: Indemnity based health insurance cover with range of benefits without any sub-limit unless otherwise mentioned.
  • 4000+ networked hospitals across India.
  • Lifelong renewal
  • Sum Insured Restore Benefit
  • Consumables Benefit
  • Cumulative bonus
  • Tax Benefit under section 80 D of Income tax act.
Benefit:
Title Description
Room Rent Limit Covered
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage Covered
Automatic Restoration of Sum Insured Automatically restore the Basic Sum Insured upon exhaustion of the Sum Insured and accrued Cumulative Bonus, during the policy period.
Pre-Existing Disease / Illness coverage Covered after 48 months of continuous coverage have elapsed.
Waiting Period for New Policy 30 days
Co-Payment 10% of the admissible claim if room category is higher than shared accomodation.
Medical Screening Pre-Policy Check-up at our network may be required based upon the age and/or Sum Insured.
Free Health Checkup At the end of a block of every continuous four claim free years, upto 1%of Sum Insured will be paid.
Ambulance Expenses Covered
Non-Allopathic Treatments Covered
Donor Expenses The Medical and surgical Expenses of the organ donor for harvesting the organ where an insured person is the recipient.
No Claim Bonus 10% of the Sum Insured for every claim free year accumulating up to 100%