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Plan Details

Heartbeat Family First
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Family First, a first of its kind Plan which has been designed keeping in mind the health insurance needs of the Indian joint family. Covers for future medical expenses with comprehensive cover options.


  • All Day care Procrdures are Covered upto sum insured.
  • Annual Health check ups at the time of Renewal.
  • Tax saving U/S 80D of the Income tax Act.
  • Direct Claim settlement, No third party involved.
  • Cover medical expenses for every member of your family, irrespective of age, from newborns to senior citizens.
  • Earn Points under Health relationship loyalty program.
Title Description
Room Rent Limit No Limit
ICU Daily Rent Limit No Limit
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage No Limit, Covered
Pre-Existing Disease / Illness coverage After 24/48 months.
Waiting Period for New Policy 90 days
Co-Payment 10 upto Max 20%, for age less than 65 years
Free Health Checkup Every 2 year.
Ambulance Expenses Covered
New Born Baby Cover Covered
Donor Expenses Covered