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Care Freedom Floater
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Synopsis:
Religare Care Freedom is an Ideal plan for people aged between 45-70 with Affordable premiums, this plan provides Consumable Allowance over and above hospitalization expenses to take care of miscellaneous expenses.

Highlight:

  • 20% co-pay for all claims including PED cases on entry up to age 70.
  • Life long policy renewal is available.
  • No Loading of premium & medical underwriting.
  • Option to include spouse under floater plan for competitive premiums.
  • Pre Existing Diseases covered after a period of 24 months.
  • Consumable Allowance over and above hospitalization expenses to take care of miscellaneous expenses.
Benefit:
Title Description
Room Rent Limit For SI 3 LakhTwin sharing upto 1% of S.I, For SI 5 Lakh Twin Sharing room, For SI 7 lakh - Single Private Room
ICU Daily Rent Limit For SI 3 Lac - Upto 2% Sum Insured per day For SI 5 Lac - No Limit For SI 7 Lac - No Limit
Pre-Hospitalization Expenses Upto 7.5% of hospitalization expenses, max. upto 10%
Post Hospitalization Expenses Upto 7.5% of hospitalization expenses, max. upto 10%
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Covered, upto S.I
Automatic Restoration of Sum Insured Up to S.I
Pre-Existing Disease / Illness coverage After 2 Years
Waiting Period for New Policy 30 Days
Co-Payment 20% for entry up to 70/30% for entry above 70.
Medical Screening For above age of 45 years
Free Health Checkup Annually
Ambulance Expenses Upto Rs.1000
Daily Hospitalization Allowance Rs.750, upto Rs.1000 for max.7 days
Nursing Allowance Upto 10% of S.I
No Claim Bonus NA