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Plan Details

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Health Infinity
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Synopsis:
Bajaj Allianz’s Health Infinity Policy comes with new comprehensive benefits at competitive premiums and is a perfect product to take care of medical expenses for you and your family in case of unfortunate event of hospitalization for illness/ injury.

Highlight:

  • Indemnity Health Insurance Plan without any limit on Sum Insured
  • Introducing the concept of choosing health insurance as the per day room rent
  • In-patient Hospitalization Treatment without any sublimit
  • Preventive Health Check Up at the end of every 3 policy years, equal to per day room rent opted max. up to INR 5,000 per person whichever is less
  • Individual policy for Self, Spouse, Children and Parents
  • Income tax benefit under 80 D of the IT Act on premiums paid for this policy
Benefit:
Title Description
Room Rent Limit Covered
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 60 days
Post Hospitalization Expenses 90 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage Covered
Pre-Existing Disease / Illness coverage Pre-existing disease covered after 36 months from your first Health Policy
Waiting Period for New Policy 30-day waiting period
Co-Payment 20%,15%,25% if claim amount is more that 100 times that of Room rent chosen
Medical Screening No pre-policy medical tests up to 45 years of age (subject to clean proposal form)
Free Health Checkup Preventive Health Check Up at the end of every 3 policy years, equal to per day room rent opted max. up to INR 5,000 per person whichever is less
Ambulance Expenses Road Ambulance up to Rs. 5000 per hospitalization
Non-Allopathic Treatments Not covered
Nursing Allowance Nursing Expenses as provided by the hospital
No Claim Discount Insured member is eligible for 5% discount at each renewal provided he / she submits certain medical reports. And all the reports are falling under normal range.