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Personal Accident Standard
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Synopsis:
A Personal Accident Insurance ensures the financial stability for insured and insured's family in the event of an accident

Highlight:

  • A lump sum payment would be made in the event of the Death due to an accident.
  • A lump sum payment would be made, as per the scale provided in the policy, in the event of Permanent Total Disability due to an accident.
  • A lump sum payment would be made, as per the scale provided in the policy, in the event of Permanent Partial Disability due to an accident.
  • Expenses incurred on an ambulance used to transfer the insured person to the nearest hospital by the shortest route following an emergency caused due to an accident.
  • Expenses incurred on transporting the mortal remains of the insured person from the place of the accident or the hospital to his residence or hospital or to a cremation or burial ground.
  • If a claim under AD or PTD is accepted, we will reimburse expenses incurred in transporting one immediate family member to the hospital, provided that such Hospital is located at least 200 km from the insured person’s residence.
  • A weekly allowance would be paid to the insured to compensate loss of income because of Temporary Total Disability caused by an accident.
  • If we have accepted a claim under AD, PTD, PPD or TTD, we will reimburse the medical expenses incurred in hospital.
Benefit:
Title Description
Accidental Death A lump sum payment would be made in the event of the Death due to an accident
Permanent Total Disablement A lump sum payment would be made, as per the scale provided in the policy, in the event of Permanent Total Disability due to an accident
Accidental Hospitalization Expenses Reimbursement If we have accepted a claim under AD, PTD, PPD or TTD, we will reimburse the medical expenses incurred in hospital.