FAQ
Life Insurance covers human life while General Insurance protects assets, health, vehicles, travel and business.
What is the difference between Life Insurance and General Insurance?
Life Insurance covers human life, while General Insurance covers health, vehicles, property, travel, business, and other assets.
Is Health Insurance part of General Insurance?
Yes, Health Insurance is a major category under General Insurance.
Is Motor Insurance mandatory?
Third-party motor insurance is mandatory by law in India.
Can I buy General Insurance online?
Yes, most insurers offer fully digital policy purchase and renewal.
What is cashless claim settlement?
The insurer directly settles eligible expenses with network hospitals or garages.
What factors affect insurance premium?
Age, location, coverage amount, risk profile, claim history, and policy type affect premium calculation